October 20, 2004

Re: Client Agreement Notice

The Security and Exchange Commission (SEC) issued new guidelines for Registered Investment Advisors (RIA) effective October 5, 2004. The new regulations include having clients periodically sign an updated “risk preference” statement. In an effort to reduce the number of documents from three to one, we have incorporated risk preference and fee information into our Client Agreement. The material provisions of the revised agreement are the same except the document now includes your equity/bond allocation and fee.

Thank you for your cooperation and assistance.

Sincerely,

Yolles-Samrah Wealth Management , LLC